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7 Loving Terrace , Palmyra, VA 22963

$389,900
  • 7 Loving Terrace , Palmyra, VA 22963 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET2,047 MLS#2616100
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLake Monticello

Property Description

Don't miss this beautifully maintained home in Lake Monticello! Filled with natural light, the thoughtfully designed main level features an open-concept layout that seamlessly connects the spacious living room with a gas fireplace, the updated kitchen with newly installed granite countertops, and a charming breakfast nook. The first floor also offers a formal dining room, a dedicated home office with elegant French doors, and a generously sized primary suite featuring two walk-in closets with custom built-in shelving. The en-suite bath provides a relaxing retreat with a jetted soaking tub and separate walk-in shower. Upstairs, you'll find two additional spacious bedrooms with newly installed carpet and a full bathroom. Step outside to enjoy the large, fully fenced backyard with newly installed fencing, mature landscaping, and a raised garden bed-perfect for gardening, entertaining, or simply relaxing outdoors. As a resident of Lake Monticello, you'll enjoy access to an array of community amenities while benefiting from a convenient location with easy commuting to both Charlottesville and Richmond. Take a stroll to nearby Bunker Park or to the Lake Monticello Pub.

7 Loving Terrace | MLS# 2616100

This single family home located at 7 Loving Terrace , Palmyra, VA 22963 is currently listed for sale with an asking price of $389,900. This property was built in 1997 and has 3 bedrooms and 2 full and 1 partial baths with 2047 sq. ft. Loving Terrace is located in the Lake Monticello subdivision. Search Lake Monticello real estate on lesliehasek.joynerfineproperties.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Electric, Heat Pump
Fenced: Yes
Garage: 2 car attached
Heating: Electric, Heat Pump
Home Style: Two Story
Lot Size: 0.41 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $2,362
Year Built: 1997

Feature Descriptions

Appliances: Electric Water Heater
Community Features: Basketball Court, Beach, Boat Facilities, Community Pool, Golf, Gated, Lake, Marina, Playground, Park, Pond, Pool, Putting Green, Street Lights, Sports Field, Tennis Court(s)
Days on Site: 1
Door Features: French Doors
Exterior: Block, Vinyl Siding
Fencing: Fenced, Full, Wood
Fireplace: Gas
Formal Dining: Yes
HOA Fee: 1494/ Annually
Interior: Bedroom on Main Level, Breakfast Area, Separate/Formal Dining Room, French Door(s)/Atrium Door(s), Granite Counters, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s)
Parcel#: 3769
Parking: Attached, Direct Access, Garage, Garage Door Opener
Pool Features: None, Community
Security: Gated Community, Security Guard
Sewer: Public Sewer
Water: Public

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central

Listed By / Shown By

Listed By

Agency Name: Great South Realty, Inc.

Shown By

Agent Name: Leslie Hasek
Agent Phone: (804) 475-5201
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 2,282.10 per month $1,971.55 Principal & Interest $196.83 Property Tax $113.72 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)
Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613
©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/13/2026. The listing information on this page last changed on 06/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/13/2026 6:29:45 PM EST) or CAAR MLS (last updated Sat 06/13/2026 6:25:28 PM EST) or CVRMLS (last updated Sat 06/13/2026 6:23:48 PM EST) or Bright MLS (last updated Sat 06/13/2026 6:23:08 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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